Private by design · US & Canada · EN · FR · ES
Your money, your goals, your taxes.One app — and it all stays on your device.
Finly brings your accounts, budgets, goals, and investments together in one place — and at tax time, your Canadian T1 / Québec TP-1 or US 1040 builds itself from the same data. No cloud upload. No selling your data. Just your financial life, organized.
Free plan live today · Windows, macOS & Web available · Tax filing arrives for the 2026 tax season
One app. Three ways to run it. Zero cloud.
Finly runs wherever you are — and everywhere, your data stays yours.
Desktop
Full power, fully offline.
The complete Finly app with a local database you own. Import statements, build budgets, prepare returns — no internet required.
Web
Nothing to install.
Open app.finlyfin.com and everything runs in your browser. Your data lives in your browser’s own storage — on your device, not our servers.
Open Finly WebPhone
On your home screen, not the App Store.
Add Finly Web to your iPhone or Android home screen and it works like a native app — same privacy, same data-stays-with-you design.
How to installSame app. Same promise: your financial data lives on your device. Turn on optional sync and your devices exchange an end-to-end-encrypted copy — we couldn’t read it if we wanted to.
💡 Using Finly Web or the phone app? Enable encrypted sync — it doubles as your backup if your browser storage is ever cleared.
From this month’s budget to this year’s tax return
Most apps stop at budgeting. Finly follows your money through its whole life.
1.Track
Every account in one picture. Import statements from any US or Canadian bank, card, or brokerage — CSV, Excel, OFX, or PDF — with net worth, income, spending, and savings rate always current.
2.Budget
Plans built from your real spending, not guesses. Rent, groceries, subscriptions — every month starts with a plan you’ll actually keep.
3.Grow
Set the target — emergency fund, down payment, retirement — and Finly projects when you’ll get there and what to set aside each month. Investments and capital gains tracked alongside.
4.File
When tax season arrives, your return is already half done. A guided T1 / TP-1 / 1040 builds from the data you’ve kept all year — slips, capital gains, refund estimate and all.
Everything money touches, in one place
Accounts & transactions
Import bank, card, and brokerage statements — CSV, OFX/QFX, QIF, XLSX, and text PDFs — with per-institution parsing profiles for 25+ banks and brokers.
Budgets & goals
Monthly budgets with suggestions from your real spending, plus savings, debt-payoff, and retirement goals with country-aware guidance.
Tax preparation
A step-by-step T1 wizard (with Québec TP-1) and a US 1040 estimator with W-2/1099 capture, state income tax, and printable filing bundles.
Stocks & capital gains
Import broker activity (Schwab, Fidelity, E*TRADE, Questrade, Wealthsimple). ACB + Schedule 3 in Canada; FIFO, wash sales + Schedule D in the US.
Slips & documents
Drop a T4, T5, W-2, or 1099 PDF and the boxes fill themselves — with the source highlighted so you can verify every number.
English · Français · Español
The entire app — including the tax wizards — ships in three languages with country-aware defaults.
See Finly in action
Real screens from the desktop app — one flagship view for each plan.
Free
Your whole financial picture
Net worth, income and spending, savings rate, and a live net-worth trend — pulled together across every account and profile.
Tax & Investments
File with confidence
A guided T1 / TP-1 / 1040 return with your slips, capital gains, and a live refund estimate — Finly flags every issue before you file.
Business & Property
Rentals and businesses, sorted
Automatic T776 / Schedule E and T2125 / Schedule C rollups from your categorized transactions — net income ready to export as CSV or PDF.
Tax filing is coming — and waitlist members go first.
The T1 / TP-1 wizard and US 1040 estimator are in final development, built by a team with deep roots in financial data extraction. Join the waitlist and you’ll get early access when it opens — with first-year pricing locked in.
Finly is built by a team with a decade of experience in financial document extraction and data curation for global financial institutions — the same discipline now applied to reading your T4s, W-2s, and brokerage statements with verifiable accuracy.
Local-first, by architecture
Finly parses your statements on your machine and stores everything locally — a database you own on desktop, your browser’s own storage on Finly Web. No cloud upload, no telemetry on your financial data, no third-party scrub. Optional sync between devices is end-to-end encrypted, so we couldn’t read it if we wanted to.
Already using another tool? Switching takes minutes.
Bring your history from Quicken (QIF), Mint, YNAB, or Monarch (CSV — your categories map across automatically), any Excel sheet, or plain bank statements. TurboTax users: last year’s T1 PDF prefills your return. Everything imports on your device — nothing is uploaded.
Plans
Annual licenses — special first-year pricing, standard pricing at renewal.
Free
Personal finance, complete
$0 / year
with occasional ads
- Accounts, transactions & statement import
- Budgets, goals & reports
- Multi-profile (personal, joint, business)
- EN · FR · ES
Ads on the free plan are static and never based on your financial data — nothing about you is tracked or sold. Prefer no ads? Go Basic — C$39/US$29/yr (C$49/US$39 at renewal).
Essential
Tax & Investments — file-ready returns + stocks, ad-free
Tax features arrive with the 2026 tax seasonC$79 / US$59 / year
first year · then C$99 / US$79
- Everything in Free — ad-free
- T1 / TP-1 wizard & US 1040 estimator
- Slip capture (T4, T5, W-2, 1099…)
- Stocks, capital gains & broker import
- 4 personal returns per year
Corporate
Business & Property — rentals, schedules & corporate returns
Tax features arrive with the 2026 tax seasonC$159 / US$129 / year
first year · then C$199 / US$159
- Everything in Essential
- Property & rental management
- T2125 / T776 · Schedule C / E rollups
- 8 personal returns per year
- Corporate T2 / 1120 — in development · 1 corporate return included
Enterprise
For accountantsFor accounting firms and tax preparers who file for many clients.
- Volume & bulk licensing at negotiated rates
- White-label with your firm’s branding
- Centralized billing & seat management
- Priority support & onboarding
Custom pricing
Talk to salesPlans, features, quotas and pricing may change; an active license keeps its terms for its remaining term.
Compare plans
Every plan includes the core money tools. Tax, investments, and business features unlock as you go.
Free $0 / year | Essential C$79 / US$59 / year | Corporate C$159 / US$129 / year | |
|---|---|---|---|
| Everything, every plan | |||
| Accounts, transactions & statement import | |||
| Budgets, goals & reports | |||
| Multiple profiles | |||
| English · Français · Español | |||
| Ads | Occasional | None | None |
| Tax & investments | |||
| Tax wizard (T1 / TP-1 / 1040) | — | ||
| Slip capture (T4, T5, W-2, 1099) | — | ||
| Stocks & capital gains | — | ||
| Personal tax returns | — | 4 / year | 8 / year |
| Business & property | |||
| Property & rental management | — | — | |
| Business schedules (T2125 / T776 · Sch C / E) | — | — | |
| Corporate return (T2 / 1120) | — | — | 1 incl. · beta |
| Annual price | $0 | C$79 / US$59 | C$159 / US$129 |
* special first-year pricing; standard pricing at renewal.
Questions
Do I need an account or a license key?
Just your email. Signing in sets up your free account automatically and unlocks whatever plan is tied to that address — no key to remember. Your financial data still lives on your device; the account only carries your plan and optional encrypted sync.
Where is my data stored?
On your device. The desktop app stores everything in a local database and works fully offline; Finly Web (app.finlyfin.com) keeps your data in your browser’s storage. Because browsers can clear storage, we recommend turning on sync as a backup — your devices then exchange an end-to-end-encrypted copy that we cannot read.
Which statements can Finly read?
CSV, OFX/QFX, QIF, and XLSX exports plus text-based PDF statements, with tuned profiles for major US and Canadian banks, cards, and brokerages — and slip PDFs (T4, T5, W-2, 1099-INT/DIV/NEC/R).
What does a license include?
A license covers one person's use across their own machines for a year, including all updates. The Essential plan includes 4 personal returns per year — re-downloading a return you already generated never consumes another.
Can I use Finly on my phone?
Yes — open app.finlyfin.com on iPhone or Android and add it to your home screen (Share → "Add to Home Screen" on iPhone, ⋮ → "Install app" on Android). No App Store needed, and it stays in sync with your other devices once you turn sync on.
What happens when my license expires?
Nothing dramatic — your data is yours and stays on your device. A lapsed paid plan reverts to the free tier (with occasional ads) instead of locking you out, and renewing picks up right where you left off.
Which languages does Finly speak?
English, French, and Spanish — the whole app, the tax wizards, and this site. Switch anytime; your choice is remembered.
When will tax filing be available?
Tax preparation (T1 / TP-1 / 1040) launches for the 2026 tax season. Waitlist members get early access and keep first-year pricing. Everything you track in Finly today flows straight into your return when it opens.
Will Finly file my return directly with the CRA or IRS?
Not yet. Finly prepares a complete, review-ready return — every number traceable to its source document — that you print and mail or transcribe into a certified filing channel yourself. Direct NETFILE / EFILE submission is on the roadmap, and this answer will say so plainly the day it’s live.